Have you had your credit card for longer than your other accounts? Use the FICA measurement charts as you determine whether you want to close an existing credit card after transferring or paying down the debt. Consider paying off the credit card with the highest interest rate first. Allot an amount of money to pay in addition to the minimum amount due each month.
Homeownership This type of purchase is recognized differently than the average loan or credit card. Try signing up for bi-monthly payments and consider paying an additional fee to the mortgage principal every month.
Paying your credit card debt on time is important. Get on the fast track: Consider paying an additional amount every month to speed up the reduction of debt.